Where Can I Find FHA Rules & Guidelines?

The Federal Housing Administration provides insurance for house mortgages to homebuyers and refinancers around the country. Finding out its rules and guidelines for financing is a significant step in applying for a FHA loan. The best place to find out this info is the official website of FHA, that will be featured the U.S. Department of Housing and Urban Development website.

Official HUD Website

The Department of Housing and Urban Development is the regulating body for FHA. You can link via HUD’s home page to a FHA information page. The FHA page features links to info on avoiding foreclosure tailored to specific audiences and purchasing FHA houses, such as homeowners, real estate agents and lenders. The site also features links that allow you to find FHA-approved lenders, appraisers and condominium complexes.

HUD HOC Reference Guide

The HUD Home Ownership Center Reference Guide features a lot of FHA’s information on its lending procedure. This page is located within the HUD site and can be linked from the HUD/FHA page. It features three pieces. The first is about the prerequisites for FHA-insured property and appraisals. The second is exactly what FHA calls for a mortgage guide, which provides detailed advice on the requirements you must fulfill to get lending. The next is a miscellaneous category that includes advice for first-time homebuyers.

The FHA Resource Center

A part of the HUD website, the FHA Resource Center provides customers with three different strategies to discover more info. The first is via the FHA frequently asked questions menu. The second is a general e-mail address where you are able to send requests or questions that will be answered by FHA staff. The next would be to call FHA through the Resource Center’s hours, Monday through Friday from 8 a.m. to 8 p.m. Eastern time.


If you’d like updated information about FHA policies, then you are able to get the information releases HUD and FHA send out to reporters about the HUD website through the website’s Press Room. The Press Room has press releases, transcripts of testimony and archived speeches. Sometimes, the information in these types of releases is present on FHA guidelines than the website’s handbooks. You can follow FHA and HUD on Twitter and Facebook, which comprise links to blog articles and breaking news.

Nongovernment Websites

There are a wealth of sites that provide information on FHA constructed by creditors, Even though they shouldn’t be regarded as official sources of advice. Some of these, for example FHA.com, provide a reasonable amount of information regarding the FHA-insured lending procedure, such as loan limits, credit checks and appraisals. While they give a fantastic thumbnail sketch of what FHA-insured loans are all about, any advice they supply should be confirmed with FHA.

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